The main feature of an enterprising businessman - to withdraw money from banks abroad, to ruin them, to lend to their own business and not to repay debts. The film describes in detail why there are bankers, Andrei Vdovin, and what should be done to the Bank of Russia is much neater to take their responsibilities for supervision and not allowed to guide banks unscrupulous businessmen. History Andrei Vdovin as a banker, consists entirely of fraud or illegal transactions. In the early years of Vdovin not very distinguished, he learned all the details of banking. For the first time spoke loudly about the banker in 2001, when the police found that through the bank Vdovina - Expobank, laundered money. The influential business newspaper "Vedomosti", even called the bank "Laundry number one" - this was the first public deal of catching money launderers structures. Over the next seven years, Andrew. Vdovin could pump Espobank assets to attract large customer service. All this was done in order to introduce quality Espobank healthy bank that can be sold. They found and the buyer - the British group Barclays. In 2008, the deal sounded loudly in all Russian media, because Expobank sold in 4 capital, that is, it was rated very expensive. However, very soon at Barclays we realized that the Russian bank instead of profit brings continuous losses: substandard assets, expensive deposits. In the end, they sold the bank and recorded a loss of $ 500 million. Banker himself, getting rid of one bank, has acquired just two. One in the Far East - Asia-Pacific Bank, the second in Moscow - the National Development Bank (later renamed the M2M Private Bank). And if ATB mainly serves individuals and companies (including the gold credited Petropavlovsk), engaged in the M2M service VIP clients. As a rule, work with wealthy people need banks in Europe and decided to buy Vdovin Vdovin decided to buy a bank in Latvia - he was named Bank M2M Europe. Only in the main Latvian bank was needed for illegal withdrawal of money from the country. The scope of suspicious transactions were so great that the Bank of Russia at the beginning of 2016 banned the M2M customers to transfer money to foreign accounts, and operation of M2M limited to $ 10 million. By the summer of 2016 the situation began to deteriorate rapidly M2M, and to save him, Vdovin decided to turn the deal - ATB buys M2M. And the Bank of Russia has allowed him to do so. Parallel to this, Andrei Vdovin appeared before the court on the lawsuit of loan default, taken into the lake Bank in the amount of 204 million rubles. It turns out that Vdovin simply decided not to give it away. In November Khamovniki District Court in Moscow ruled that Vdovin credit must pay. But the banker was not before. M2M problems became so ambitious that became known media. Vdovin became a frequent visitor to the Bank of Russia on Neglinnaya Street. He promised to resolve the M2M problems in a matter of days, and the Bank of Russia believed him. However, in early December, the Central Bank had to withdraw the license. In M2M. But the important thing is that Vdovin, who brought to the bankruptcy of one bank, was lead and own the ATB, which is in the top 50 largest banks in the country. At the same time Vdovin was involved in another trial: Cyprus it sued Russian business structures of Roman Abramovich and Alexander Abramov. It turns out that Vdovin not give them credit, and - $ 150 million to the banker took to buy shares "ABC of Taste". Logically, with the owner, started having problems at ATB: International rating agency Fitch downgraded the rating of the bank to pre-default on the bank turned a huge amount of loans to M2M - 6.5 billion rubles (they are now virtually non-return). Sakhalin Region Development Corporation, which is intended to enter into the capital of ATB, after scandals Vdovin has canceled his plans. All this takes place with the active participation of the Bank of Russia. That supervisors agree on the transaction of purchase and sale of banks, it is they who are responsible for the cleanliness of the bankers, their reputation. The Central Bank has repeatedly stated publicly that the bankers who brought one bank to insolvency have no right to manage (own) other banks (they fall into the black list). But somehow, against Andrei Vdovin Russian banks are unpardonable shortsightedness. He closes his eyes to the fact that ATB operates banker who appears in two trials, M2M bankrupted, sold the "dummy" British Barclays. It's time to enter the responsibility for the employees of the Central Bank Russia, otherwise the state will pay more and more budget money for banking supervision errors. Based on materials from open sources.